AFL · 10-Q · 2026Q3 · Full report

Net Income and Profitability

AFLAC INC · 2026-11-05 · Importance 71 · Surprise 82 · From source text

Net earnings were $303 million, or $0.61 per diluted share, in the third quarter of 2026, compared with $1.6 billion, or $3.08 per diluted share, in the third quarter of 2025. Third-quarter 2026 earnings included $1.1 billion of net investment losses, including $842 million of losses from sales and redemptions and a $102 million increase in credit loss allowances. For the first nine months of 2026, net earnings were $2.1 billion, or $4.24 per diluted share, versus $2.3 billion, or $4.21 per diluted share, in 2025; the 2026 result included $1.2 billion of net investment losses.

Key facts

• Aflac Incorporated net earnings were $303 million, or $0.61 per diluted share, in Q3 2026, compared with $1.6 billion, or $3.08 per diluted share, in Q3 2025. source
• Aflac Incorporated net earnings were $2.1 billion, or $4.24 per diluted share, in the first nine months of 2026, compared with $2.3 billion, or $4.21 per diluted share, in the first nine months of 2025. source
• Aflac Incorporated adjusted earnings were $1.2 billion, or $2.43 per diluted share, in Q3 2026, compared with $1.3 billion, or $2.49 per diluted share, in Q3 2025. source
• Aflac Incorporated adjusted earnings were $3.0 billion, or $5.92 per diluted share, in the first nine months of 2026, compared with $3.2 billion, or $5.92 per diluted share, in the first nine months of 2025. source
• Aflac Incorporated’s annualized return on average shareholders’ equity was 4.1% in Q3 2026. source
• Aflac Incorporated’s annualized adjusted return on equity excluding foreign currency remeasurement was 23.7% in Q3 2026. source

Impact estimates