AFL · 10-Q · 2026Q3 · Full report

Aflac Japan Distribution Channels

AFLAC INC · 2026-11-05 · Importance 13 · Surprise 6

Aflac Japan distributes products through independent corporate and individual agencies, affiliated corporate agencies, and banks. In the third quarter of 2026, affiliated corporate agencies, including Japan Post Group, Dai-ichi Life and Daido Life, contributed 48.5% of new annualized premium sales; independent agencies contributed 47.0%, and banks contributed 4.5%. Aflac Japan recruited 132 agencies during the quarter and had approximately 6,200 agencies and 111,000 licensed sales associates at September 30. Its products were available through 356 banks, representing approximately 90% of banks in Japan.

Key facts

• Aflac Japan recruited 132 new sales agencies during the three months ended September 30, 2026. source
• At September 30, 2026, Aflac Japan had agreements to sell its products at 356 banks, approximately 90% of the total number of banks in Japan. source
• At September 30, 2026, Aflac Japan was represented by approximately 6,200 sales agencies employing approximately 111,000 licensed sales associates. source