AIG · 8-K · 20260806PR000072

Segment Profitability

AMERICAN INTERNATIONAL GROUP, INC. · 2026-08-06 · Importance 64 · Surprise 56 · From source text

General Insurance underwriting income increased 10% year-over-year to $686 million, while adjusted pre-tax income increased 4% to $1.546 billion. North America Commercial underwriting income increased 24% to $372 million, with its combined ratio improving 190 basis points to 84.0%. International Commercial underwriting income decreased 33% to $200 million, and its combined ratio worsened 540 basis points to 91.3% because of higher catastrophe charges, rate pressure, and acquisition expenses. Global Personal underwriting income increased 356% to $114 million, while its combined ratio improved 560 basis points to 92.9%.

Key facts

• General Insurance underwriting income of $686 million in the second quarter of 2026 source
• General Insurance adjusted pre-tax income (APTI) of $1,546 million for the three months ended June 30, 2026 source
• North America Commercial underwriting income of $372 million in the second quarter of 2026, a 24% increase from the prior year quarter source
• Global Personal underwriting income of $114 million in the second quarter of 2026, a 356% increase from the prior year quarter source
• International Commercial underwriting income of $200 million in the second quarter of 2026, a 33% decrease from the prior year quarter source

Impact estimates