AIG · 8-K · 20260806PR000072

Insurance pricing environment

AMERICAN INTERNATIONAL GROUP, INC. · 2026-08-06 · Importance 23 · Surprise 24

Management said the insurance market has transitioned from an extended period of broad positive pricing to a more selective environment. It stated that profitability and growth are increasingly dependent on line-specific dynamics rather than broad market pricing. AIG expects to pursue targeted growth in segments where it anticipates the most attractive risk-adjusted returns, while relying on its global underwriting expertise and portfolio diversification.

Key facts

• The company stated the market has transitioned from an extended phase of broad positive pricing into a more selective environment, noting rate pressure particularly in Property and continued rate pressure in Financial Lines source