AIG · 10-Q · 2026Q2 · Full report

North America Commercial Growth

AMERICAN INTERNATIONAL GROUP, INC. · 2026-08-07 · Importance 54 · Surprise 40 · From source text

North America Commercial serves clients ranging from small and medium-sized businesses to multinational companies across the United States, Canada and Bermuda. Six-month net premiums written increased 17% to $4.730 billion, led by strategic transactions, reinsurance program changes and organic growth in Casualty, Property and Financial Lines. Second-quarter net premiums written rose 9%, with notable growth in Casualty and Financial Lines partly offset by lower production in certain Property lines. The segment reported a 5.1-point improvement in its six-month combined ratio to 84.8, although the adjusted accident-year loss ratio increased 0.5 points primarily because of business mix.

Key facts

• North America Commercial net premiums written for the three months ended June 30, 2026: $3,125 million. source
• North America Commercial net premiums written (three months ended June 30, 2026): $3,125 million; net premiums earned: $2,324 million; losses and loss adjustment expenses incurred: $1,410 million. source
• Total North America Commercial net loss reserves: $23,533 million at June 30, 2026 and $23,845 million at December 31, 2025; total North America Commercial gross loss reserves: $37,897 million at June 30, 2026 and $39,171 million at December 31, 2025. source
• North America Commercial net premiums written increased by $262 million, or 9 percent, in the three months ended June 30, 2026 compared to prior year. source

Impact estimates