AIZ · 8-K · 20260804PR000039

Guidance and Outlook

ASSURANT, INC. · 2026-08-04 · Importance 79 · Surprise 76 · No source text

Assurant raised its 2026 outlook for Adjusted EBITDA excluding reportable catastrophes to mid-single-digit growth from the $1,734 million 2025 base. Excluding $71 million of lower favorable prior-year development, the company expects approximately 10% underlying growth in Adjusted EBITDA and adjusted earnings per diluted share. Global Lifestyle Adjusted EBITDA is expected to grow at a low-double-digit rate, while Global Housing Adjusted EBITDA excluding catastrophes is expected to grow modestly. The outlook includes approximately $180 million of depreciation, $113 million of interest expense, $70 million of purchased-intangible amortization and a 19% to 21% effective tax rate.

Key facts

• The company now expects Adjusted EBITDA and Adjusted earnings per share growth of mid single digits or approximately 10% on an underlying basis, both excluding reportable catastrophes. source
• 2026 outlook for Adjusted EBITDA, excluding reportable catastrophes, is 'Mid Single Digits' growth versus 2025 Adjusted EBITDA, ex. reportable catastrophes of $1,734 million. source
• 2026 outlook ex. PYD for Adjusted EBITDA, excluding reportable catastrophes, is 'Approximately 10%'. source
• Global Lifestyle Adjusted EBITDA is now expected to increase low double digits in 2026. source
• Global Housing Adjusted EBITDA, excluding reportable catastrophes, is now expected to grow modestly in 2026. source

Impact estimates