AIZ · 8-K · 20260804PR000039
Revenue Performance and Mix
ASSURANT, INC. · 2026-08-04 · Importance 49 · Surprise 32 · No source text
Second-quarter total revenues increased 9% to $3,454.2 million from $3,158.4 million in Q2 2025. Net earned premiums rose 7% to $2,767.4 million, while fees and other income increased 20% to $554.6 million and net investment income increased 11% to $142.4 million. Global Lifestyle net earned premiums, fees and other income increased 9% to $2,572.9 million, driven by global supply chain volumes, device protection programs, extended service contracts and financial services programs. Global Housing net earned premiums, fees and other income increased 7% to $747.8 million, primarily from Homeowners growth in specialty products and lender-placed insurance and lower catastrophe reinsurance costs.
Key facts
- GAAP net income for the six months ended June 30, 2026 was $572.7 million, up 50% from the six months ended June 30, 2025. source
- Adjusted EBITDA for Q2 2026 was $479.2 million, up 24% from Q2 2025. source
- Adjusted EBITDA, excluding reportable catastrophes, for Q2 2026 was $491.4 million, up 18% from Q2 2025. source
- GAAP net income for Q2 2026 was $298.6 million, up 27% from Q2 2025. source
- Net earned premiums, fees and other income from the Global Lifestyle and Global Housing segments totaled $3.32 billion in Q2 2026, up 9% from $3.05 billion in Q2 2025. source
- Global Lifestyle net earned premiums, fees and other income for Q2 2026 were $2,572.9 million, up 9% from Q2 2025. source
- Global Housing net earned premiums, fees and other income for Q2 2026 were $747.8 million, up 7% from Q2 2025. source
- Total revenues for Q2 2026 were $3,454.2 million compared to $3,158.4 million in Q2 2025. source
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| revenue | positive | realized | +8.6% | Total revenues for Q2 2026 were $3,454.2 million compared to $3,158.4 million in Q2 2025. |
| revenue | positive | realized | +7.8% | Net earned premiums, fees and other income from the Global Lifestyle and Global Housing segments totaled $3.32 billion in Q2 2026, up 9%… |
| revenue | positive | realized | +6.1% | Global Lifestyle net earned premiums, fees and other income for Q2 2026 were $2,572.9 million, up 9% from Q2 2025. |
| net_income | positive | realized | +5.5% | GAAP net income for the six months ended June 30, 2026 was $572.7 million, up 50% from the six months ended June 30, 2025. |
| revenue | positive | realized | +5.2% | Net earned premiums for Q2 2026 were $2,767.4 million compared to $2,587.7 million in Q2 2025. |
| operating_income | positive | realized | +2.7% | Adjusted EBITDA for Q2 2026 was $479.2 million, up 24% from Q2 2025. |
| revenue | positive | realized | +2.6% | Fees and other income for Q2 2026 were $554.6 million compared to $463.7 million in Q2 2025. |
| operating_income | positive | realized | +2.2% | Adjusted EBITDA, excluding reportable catastrophes, for Q2 2026 was $491.4 million, up 18% from Q2 2025. |
| net_income | positive | realized | +1.8% | GAAP net income for Q2 2026 was $298.6 million, up 27% from Q2 2025. |
| revenue | positive | realized | +1.4% | Global Housing net earned premiums, fees and other income for Q2 2026 were $747.8 million, up 7% from Q2 2025. |