AIZ · 8-K · 20260804PR000039

Global Housing Product Growth

ASSURANT, INC. · 2026-08-04 · Importance 49 · Surprise 32

Global Housing net earned premiums, fees and other income increased 7% year over year to $747.8 million in the second quarter. Homeowners growth was driven by specialty products and lender-placed insurance, while lower catastrophe reinsurance costs also supported results. Excluding reportable catastrophes, Global Housing adjusted EBITDA increased 18%, primarily due to favorable non-catastrophe loss experience and lower-than-typical claims frequency. The company expects Global Housing adjusted EBITDA, excluding reportable catastrophes, to grow modestly in 2026.

Key facts

• Second quarter 2026 had $22.3 million of favorable non-catastrophe prior period reserve development (PPD), of which $23.1 million was related to prior years, compared to $33.9 million of favorable non-catastrophe PPD in second quarter 2025. source
• Global Housing year-to-date 2026 prior year reserve development was $41.9 million versus $63.4 million in year-to-date 2025. source