AMP · 10-Q · 2026Q2 · Full report

Financing Receivables and Credit

AMERIPRISE FINANCIAL INC · 2026-08-04 · Importance 35 · Surprise 40

Commercial mortgage loans increased to $2,106 million at June 30, 2026 from $2,039 million at December 31, 2025, while no commercial mortgage loans were past due at either date. Advisor loan balances increased to $1,920 million from $1,673 million, with $1,907 million attributable to active advisors and no terminated-advisor balances shown in the table. Margin loans rose to $1.4 billion from $1.3 billion, supported by $1.8 billion of collateral versus $1.7 billion previously, and had no allowance for credit losses at either date. Pledged asset lines increased to $1.3 billion from $1.0 billion, with no allowance for credit losses at either date, while deposit receivables declined to $5.1 billion from $5.4 billion and remained collateralized by trust assets.

Key facts

• Receivables as of June 30, 2026: $15,986 million. source
• Deposit receivables were $5.1 billion as of June 30, 2026 and $5.4 billion as of December 31, 2025. source
• The unpaid principal balance of syndicated loans subject to fair value option as of June 30, 2026: $2,531 million and as of December 31, 2025: $2,632 million. source
• Fair value of syndicated loans as of June 30, 2026: $2,423 million and as of December 31, 2025: $2,547 million. source
• The Company typically has numerous pending legal matters including regulatory inquiries, arbitration and litigation, which may include class actions and could, if adversely resolved, have a material adverse effect on consolidated results of operations, financial condition, or liquidity. source
• Policy loans carrying value: $1,085 million as of June 30, 2026 and $1,056 million as of December 31, 2025; fair value presented as $1,085 million and $1,056 million respectively. source
• Mortgage loans as of June 30, 2026: $3,170 million (allowance for credit losses not shown). source
• Advisor loans amortized cost total was $1,907 million active and $1,920 million total as of June 30, 2026. source