AMP · 10-Q · 2026Q3 · Full report

Market Risk Benefits

AMERIPRISE FINANCIAL INC · 2026-10-30 · Importance 45 · Surprise 64

The market risk benefits table reported a net asset position of $1.830 billion at September 30, 2026, compared with $1.092 billion at December 31, 2025. The composite guaranteed-benefit amount in excess of current account balances was $2.348 billion, up from $2.086 billion. The company’s variable annuity guarantees include guaranteed minimum death benefits and previously offered withdrawal, accumulation and income benefit riders.

Key facts

• AMERIPRISE FINANCIAL INC reported market risk benefit assets of $2,648 million as of September 30, 2026, compared with $2,274 million as of December 31, 2025. source
• Ameriprise Financial's market risk benefits had a composite net amount at risk of $2.348 billion as of September 30, 2026, compared with $2.086 billion for the comparable 2025 period. source
• Ameriprise Financial's living-benefit net amount at risk was $2.036 billion as of September 30, 2026, compared with $1.817 billion for the comparable 2025 period. source
• As of September 30, 2026, Ameriprise Financial’s Level 3 fair value liability for structured variable annuity embedded derivatives was $4.807 billion. source
• As of September 30, 2026, Ameriprise Financial had $2.648 billion of market risk benefit assets measured at fair value. source
• Ameriprise Financial's market risk benefits had a net asset position of $1.830 billion at the end of the nine months ended September 30, 2026. source
• As of September 30, 2026, Ameriprise Financial’s Level 3 fair value liability for IUL embedded derivatives was $1.061 billion. source
• AMERIPRISE FINANCIAL INC reported market risk benefit liabilities of $1,182 million as of September 30, 2026. source