AMP · 10-Q · 2026Q3 · Full report
Policyholder Account Growth
AMERIPRISE FINANCIAL INC · 2026-10-30 · Importance 43 · Surprise 32 · No source text
Policyholder account balances, future policy benefits and claims rose to $49.554 billion at September 30, 2026 from $46.498 billion at December 31, 2025, an increase of $3.056 billion, or 6.6%. Policyholder account balances increased to $40.566 billion from $37.005 billion, while future policy benefits declined to $8.783 billion from $9.309 billion. The third-quarter 2026 annual reserve-assumption review produced a net increase in future policy benefit reserves, primarily from unfavorable long-term-care morbidity and mortality assumptions.
Key facts
- Ameriprise Financial's policyholder account balances for structured variable annuities increased to $25.460 billion at September 30, 2026 from $21.504 billion at January 1, 2026. source
- AMERIPRISE FINANCIAL INC's policyholder account balances, future policy benefits and claims were $49,554 million as of September 30, 2026, compared with $46,498 million as of December 31, 2025. source
- Ameriprise Financial's policyholder account balances were $40.566 billion as of September 30, 2026, up from $37.005 billion as of December 31, 2025. source
- Ameriprise Financial's total policyholder account balances, future policy benefits and claims were $49.554 billion as of September 30, 2026, up from $46.498 billion as of December 31, 2025. source
- Ameriprise Financial's separate account assets totaled $78.275 billion as of September 30, 2026, compared with $80.044 billion as of December 31, 2025. source
- Ameriprise Financial's separate account liabilities totaled $78.275 billion at September 30, 2026, compared with $80.044 billion at January 1, 2026. source
- Ameriprise Financial's structured variable annuity account balance was $25.460 billion at September 30, 2026. source
- Ameriprise Financial's indexed variable account adjustments increased policyholder account balances by $2.078 billion through September 30, 2026. source
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| liability | negative | realized | -1.6% | AMERIPRISE FINANCIAL INC's policyholder account balances, future policy benefits and claims were $49,554 million as of September 30, 2026,… |
| assets | negative | realized | -0.9% | Ameriprise Financial's separate account assets totaled $78.275 billion as of September 30, 2026, compared with $80.044 billion as of… |
| liability | positive | realized | +0.9% | Ameriprise Financial's separate account liabilities totaled $78.275 billion at September 30, 2026, compared with $80.044 billion at… |