AXP · News · 20260901N

Credit Reporting Litigation

AMERICAN EXPRESS CO · 2026-09-01 · Importance 29 · Surprise 42

A new lawsuit was filed against American Express National Bank by Brendan Pohl in the United States. The complaint alleges that two settled accounts continued to be reported to credit bureaus as unpaid charged-off debts after settlement payments were processed. Pohl alleges violations of the Fair Credit Reporting Act and state laws and is seeking a jury trial and damages, although no dollar amount was reported.

Key facts

• A lawsuit filed against American Express National Bank alleges the bank continued to report two of Brendan Pohl's settled accounts as unpaid charged-off debts to credit bureaus after full settlement payments were processed. source
• Brendan Pohl is seeking a jury trial and damages in the lawsuit against American Express National Bank. source
• Brendan Pohl's lawsuit claims the alleged inaccurate reporting violates the Fair Credit Reporting Act (FCRA) and other state laws and caused him damages including emotional distress and harm to his credit score. source