AXP · News · 20261102N

Product Launch and Transition

AMERICAN EXPRESS CO · 2026-11-02 · Importance 34 · Surprise 42

American Express plans to automatically activate its Pay Over Time feature on eligible accounts beginning February 1, 2027. The feature gives cardholders the option to carry eligible charges over time. The report notes that Amex has previously offered bonus Membership Rewards points for voluntarily activating the feature, and suggests cardholders may wish to consider whether to disable the automatic activation.

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