CI · 10-Q · 2026Q3 · Full report

Income Tax Rate Changes

Cigna Group · 2026-11-05 · Importance 29 · Surprise 38

The consolidated effective tax rate was 19.1% in the third quarter of 2026, compared with 14.0% a year earlier, an increase of 5 percentage points. The increase primarily reflected the absence of a prior-year HCSC transaction tax benefit (3 percentage points), the absence of prior-year federal and state tax audit benefits (1 point), and higher equity-method earnings (1 point). For the first nine months, the effective tax rate increased to 18.0% from 15.9%, with roughly equal contributions from the absence of the prior-year HCSC benefit and higher equity-method earnings.

Key facts

• Cigna's effective tax rate increased 5 percentage points in the third quarter of 2026, due to the absence of the third-quarter 2025 HCSC transaction benefit (+3%), absence of federal and state tax audit benefits (+1%), and higher equity-method earnings (+1%). source
• Cigna's effective tax rate increased 2 percentage points for the first nine months of 2026, driven in roughly equal parts by the absence of a 2025 HCSC transaction benefit and increased equity-method earnings. source