CPAY · 8-K · 20260805PR000045

Segment Profitability

CORPAY, INC. · 2026-08-05 · Importance 47 · Surprise 48 · Contradicted

Corporate Payments operating income increased 27% to $199.6 million in the second quarter, while Vehicle Payments operating income declined 21% to $190.1 million. Vehicle Payments revenue benefited from fuel prices and foreign exchange, but reported transactions decreased 29% to 147.6 million, including the sale of PayByPhone parking operations. Lodging Payments operating income was approximately flat at $49.5 million despite 13% fewer room nights, as revenue per room night increased 18% to $16.34. Consolidated operating income declined 1% to $472.3 million, primarily reflecting a $99.9 million increase in other operating expense that included the FTC settlement charge.

Key facts

Impact estimates

metricdirectionstageexpectedbasis
operating_incomepositiverealized+11.1%Second quarter 2026 adjusted EBITDA: $767.2 million, increased 24% vs. second quarter 2025.
operating_incomenegativerealized-3.9%Vehicle Payments operating income - Q2 2026: $190.053 million, decreased 21% vs. Q2 2025.
operating_incomepositiverealized+3.2%Corporate Payments segment operating income - Q2 2026: $199.642 million, 27% increase vs. Q2 2025.
marginunclearrealizedAdjusted EBITDA margin for Q2 2026: 57.3% (Adjusted EBITDA $767.2M on revenues $1,338.8M).