C · News · 20260825N

Net Interest Income Trends

CITIGROUP INC · 2026-08-25 · Importance 26 · Surprise 24

Citigroup’s net interest margin reached a post-pandemic high of 2.54% as borrowing costs declined and deposits grew. The bank has recorded loan growth for nine consecutive quarters, indicating sustained balance-sheet expansion. Its 52% loan-to-deposit ratio provides substantial deposit funding capacity for additional lending while supporting earnings momentum.

Key facts

• Citigroup has surged over 40% in the past year. source
• Citigroup's net interest margin has reached a post-pandemic high of 2.54%. source
• Citigroup's loan-to-deposit ratio is 52%. source
• Citigroup has had nine consecutive quarters of loan growth. source
• Citigroup shares closed up 1.16% in the most recent trading session, outperforming the S&P 500, Dow, and Nasdaq. source