ERIE · Earnings call · 2026Q3T · Full report

Safe Driver Program Growth

ERIE INDEMNITY CO · 2026-10-29 · Importance 18 · Surprise 24

Erie’s teenSMART program, offered with ADEPPT Driver, combines video learning, driving simulations, and in-car activities for young drivers. Eligible drivers up to age 20 who complete the program may qualify for a discount of up to 20%. Management said enrolled young drivers are showing improvement in claim frequency and severity and described the program as a way to support customer savings and more profitable growth.

Key facts

• Erie offers teenSMART through its partnership with ADEPPT Driver; eligible drivers up to age 20 who complete the program may qualify for a discount of up to 20%.
• Young drivers enrolled in Erie's teenSMART program are showing improvement in claim frequency and severity.