FICO · 10-K · 2026A · Full report

FICO Platform Adoption

FAIR ISAAC CORP · 2026-11-06 · Importance 69 · Surprise 64

Software-segment annual recurring revenue reached $850.9 million at September 30, 2026, up 14% year over year, while platform ARR rose from $263.6 million to $452.6 million. Dollar-Based Net Retention Rate was 112%, indicating growth from existing customers through additional products, pricing, or usage, net of attrition and decreases. FICO expanded platform reach by geography and customer type through global systems integrators, payment processor partners, FICO Marketplace, and expanded partner enablement; SaaS growth for Platform products also drove higher revenue recognized over time.

Key facts

• In fiscal 2026, FAIR ISAAC CORP expanded FICO Platform reach by geography and customer type through new and expanded relationships with major global systems integrators, scaled distribution with payment processor partners, and expanded partner enablement and onboarding programs including FICO Marketplace. source
• FAIR ISAAC CORP’s Software segment Dollar-Based Net Retention Rate was 112% as of September 30, 2026. source