FICO · 10-K · 2026A · Full report
Mortgage Market Demand Trends
FAIR ISAAC CORP · 2026-11-06 · Importance 50 · Surprise 24 · No source text
Scores segment business-to-business revenue increased $473.6 million in fiscal 2026, primarily from both higher unit pricing and increased volume of mortgage origination scores. The filing links the growth to mortgage scores and reports that more than 70 mortgage lenders could access FICO Score 10T through the Free Access Program. Fannie Mae and Freddie Mac published historical data in July 2026 to support independent evaluations ahead of implementation in the conforming mortgage market.
Key facts
- FAIR ISAAC CORP’s Scores segment operating income rose $463.6 million in fiscal 2026, with operating income as a percentage of segment revenue increasing to 90% from 88%, primarily due to higher business-to-business scores revenue from higher unit prices and increased mortgage origination score volume. source
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| margin | positive | realized | +2.0% | FAIR ISAAC CORP’s Scores segment operating income rose $463.6 million in fiscal 2026, with operating income as a percentage of segment… |