FIS · Earnings call · 2026Q2T · Full report

Market Demand Trends

Fidelity National Information Services, Inc. · 2026-08-04 · Importance 17 · Surprise 24

Management described Banking demand as strong, with customers seeking payment capabilities for digital, debit and credit products serving consumers, large commercial customers and SMBs. Demand is also high for fraud, data, lending, modernization and cyber capabilities, as banks address escalating fraud costs and prepare to use AI internally. FIS said banks are not delaying decisions in these priority areas. Banking sales remained strong, with Banking Solutions ACV growing double digits for three consecutive quarters and at a high-double-digit rate in the second quarter.

Key facts

• Banking demand areas cited by management: Payments (digital, debit/credit), fraud and data capabilities, lending, and modernization; no observed delays in bank decision-making in these areas