FIS · 10-Q · 2026Q2 · Full report

Competition and Pricing Pressure

Fidelity National Information Services, Inc. · 2026-08-04 · Importance 17 · Surprise 24

FIS faces pricing pressure from the declining number of U.S. community banks, disruptive technologies, international competitors entering the U.S. market, and global banks and technology companies offering competing solutions. These pressures may encourage customers to unbundle individual solutions from FIS's comprehensive suite. FIS is investing in modernization, innovation and integrated solutions to compete with global banks, financial technology providers and emerging technology innovators.