FIS · 10-Q · 2026Q2 · Full report

Products and Technology

Fidelity National Information Services, Inc. · 2026-08-04 · Importance 10 · Surprise 6 · From source text

FIS Banking Solutions provides core processing software, transaction-processing software, and complementary applications and services to global financial institutions, U.S. regional and community banks, credit unions, commercial lenders, government institutions, and other commercial organizations. The solutions are sold on bundled or stand-alone bases and are delivered through multi-year processing contracts. FIS Capital Market Solutions provides buy- and sell-side applications for recordkeeping, data and analytics, trading, financing, treasury, risk management, and lending. The company continues investing in modern platforms, open APIs, machine learning, artificial intelligence, and regulatory technology for Capital Markets clients.

Key facts

• Software, net as of June 30, 2026: $5,238 million; Software, net as of December 31, 2025: $2,876 million source
• Intangible assets, net as of June 30, 2026: $4,314 million; Intangible assets, net as of December 31, 2025: $2,688 million source
• As part of the Issuer Solutions Acquisition, the Issuer Solutions Business was rebranded as "FIS Total Issuing™ Solutions" source
• As of June 30, 2026 Intangible assets, net includes $4.2 billion of customer relationships source
• Other operating (income) expense, net includes income received under the TSA and Global Payments rTSA for technology and other support services provided to Worldpay and Global Payments, and Net TSA income decreased from 2025 to 2026 primarily as a result of winding down certain TSA services, partially offset by commencement of Global Payments rTSA services. source
• FIS' Digital One platform is host-agnostic and has been enabled across multiple FIS core banking platforms including IBS, Horizon, Modern Banking Platform, AffinityEdge, and Systematics, and on non-FIS platforms. source
• The Company reports three segments: Banking Solutions, Capital Market Solutions and Corporate and Other following reassessment from the Issuer Solutions Business acquisition. source
• FIS expects to continue to invest an appropriate level of resources to maintain, enhance and extend the functionality of proprietary systems and existing software applications, develop new software applications and enhance the capabilities of its outsourcing infrastructure. source

Impact estimates