GNRC · 10-Q · 2026Q3 · Full report

Distribution Channels

GENERAC HOLDINGS INC. · 2026-11-03 · Importance 22 · Surprise 6

Generac has a floor-plan financing arrangement with a finance company that provides qualifying dealers with credit to purchase Generac products. The company receives payment after shipment, while dealers have a longer period to pay the finance company; Generac may be required to repurchase inventory if a dealer does not pay, but does not indemnify the finance company for credit losses. Dealer purchases financed through the arrangement represented approximately 12% of net sales in both the nine months ended September 30, 2026 and 2025, and outstanding financed purchases increased to $181.7 million from $149.7 million at December 31, 2025.

Key facts

• Generac's dealer floor plan financing arrangement financed approximately 12% of net sales in each of the nine months ended September 30, 2026 and 2025. source
• Dealer purchases financed under Generac's floor plan arrangement and still outstanding were $181.7 million as of September 30, 2026, compared with $149.7 million as of December 31, 2025. source
• Under Generac's dealer floor plan arrangement, it may be required to repurchase dealer-held inventory if dealers do not pay the finance company; Generac does not indemnify the finance company for credit losses. source
• Generac is the leading supplier of backup power to the U.S. telecommunications market and has relationships with Tier 1 carriers and tower companies globally. source