HD · 10-Q · 2026Q2 · Full report
Receivables and Customer Credit
HOME DEPOT, INC. · 2026-05-27 · Importance 60 · Surprise 40
Total receivables increased to $6.624 billion at May 3, 2026 from $5.597 billion at February 1, 2026, reflecting growth in card receivables and customer receivables. Card receivables rose to $1.525 billion (from $1.021 billion) and customer receivables increased to $3.158 billion (from $2.588 billion), each >10% year-over-year, indicating larger settlement balances and extended credit activity. Management states the valuation allowance related to receivables was not material at either period end. The increase in receivables contributed to working capital dynamics noted in operating cash flow changes.