HD · 10-Q · 2026Q3 · Full report

Outstanding Indebtedness

HOME DEPOT, INC. · 2026-08-25 · Importance 57 · Surprise 50 · Matches filing data

At August 2, 2026, Home Depot had $4.2 billion of commercial paper outstanding at a weighted-average interest rate of 3.8%, compared with $4.5 billion at 3.7% at February 1, 2026. The commercial paper program permits up to $11.0 billion of borrowings and is supported by $11.0 billion of backup credit facilities. During the second quarter, the company replaced expiring $3.5 billion and $1.0 billion facilities with a new $4.5 billion 364-day facility expiring in July 2027. Home Depot repaid $1.3 billion of 3.00% senior notes in April 2026 and $1.5 billion of 5.15% senior notes in June 2026, contributing to a decrease in long-term debt excluding current installments to $43.951 billion from $46.341 billion.

Key facts

• Commercial paper program aggregate capacity: $11.0 billion; supported by $11.0 billion of back-up credit facilities. source
• Home Depot repaid $1.3 billion of 3.00% senior notes at maturity in April 2026 and repaid $1.5 billion of 5.15% senior notes at maturity in June 2026. source
• Total lease liabilities were $12,765 million at August 2, 2026 and $12,541 million at February 1, 2026. source
• Interest rate swap agreements had combined notional amounts of $5.4 billion at both August 2, 2026 and February 1, 2026; carrying amount of long-term debt subject to fair value hedges was $14.5 billion at August 2, 2026. source
• Long-term debt, excluding current installments: $43,951 million at August 2, 2026. source
• Maximum amount outstanding under commercial paper during first six months of fiscal 2026: $6.2 billion; outstanding borrowings at August 2, 2026: $4.2 billion with weighted average interest rate of 3.8%. source
• Current installments of long-term debt: $4,697 million at August 2, 2026. source
• Short-term debt: $4,248 million at August 2, 2026. source

Impact estimates