HOOD · 10-Q · 2026Q1 · Full report

Committed Credit Facilities

Robinhood Markets, Inc. · 2026-04-29 · Importance 49 · Surprise 6

Robinhood has committed revolving credit facilities with total borrowing capacity up to $4.875 billion and a borrowing capacity for the Trust of up to $1.250 billion as of March 31, 2026. These facilities provide backstop liquidity for operations and credit product funding and are cited as part of the company's principal sources of liquidity. Availability under these facilities supports growth initiatives and the Credit Card Funding Trust’s asset purchases. The existence of these committed lines reduces near‑term refinancing risk as the business scales.

Key facts

• As of March 31, 2026, Robinhood had committed revolving credit facilities with a total borrowing capacity of up to $4.875 billion and a borrowing capacity for the Trust of up to $1.250 billion.
• As of March 31, 2026, the off-balance sheet amount funded under the Program Agreement for credit card was $216 million and the on-balance sheet amount was $916 million.

Impact estimates