HUM · 8-K · 20261106PR000064

Restructuring Charges

HUMANA INC · 2026-11-06 · Importance 59 · Surprise 82

Humana recorded $25 million of value creation initiative charges in 3Q26, compared with $267 million in 3Q25; YTD charges were $179 million versus $320 million. The multi-year program is intended to realign the company’s cost structure, operating model, and technology footprint. Charges primarily comprise severance and associate exit costs, asset impairments, and external consulting expenses, and are recorded at the corporate level rather than allocated to segments.

Key facts

• Humana recorded $25 million of value creation initiative charges in 3Q26 and $179 million year to date in 2026. source
• Humana’s value creation initiative charges relate to a multi-year transformation program intended to realign its cost structure, operating model, and technology footprint; costs primarily include severance and associate exit costs, asset impairments, and external consulting expenses. source