ICE · News · 20260911N

Mortgage Market Conditions

Intercontinental Exchange, Inc. · 2026-09-11 · Importance 22 · Surprise 32

ICE Mortgage Monitor reported that U.S. home prices rose 1.5% year over year in August 2026, with growth beginning to cool. Rising property-insurance costs continued to add materially to monthly mortgage payments, although the pace of increases slowed and homeowners changing insurers achieved savings. Mortgage delinquency rates decreased in July, indicating some improvement in near-term credit performance.

Key facts

• Intercontinental Exchange is experiencing near‑term mortgage tech amortization noise. source
• The September ICE Mortgage Monitor reports property insurance costs are rising and contributing significantly to monthly mortgage payments, but the pace of increase is slowing. source
• The September ICE Mortgage Monitor reports annual home price growth was 1.5% in August. source
• The September ICE Mortgage Monitor reports mortgage delinquency rates saw a decrease in July. source
• The September ICE Mortgage Monitor reports homeowners who switched insurance carriers achieved notable savings. source