ICE · Earnings call · 2026Q3T · Full report

Mortgage Technology Market Conditions

Intercontinental Exchange, Inc. · 2026-10-29 · Importance 26 · Surprise 24

Management said mortgage rates are elevated and that rates had moved somewhat higher in the preceding months, affecting the outlook for Mortgage Technology. Warren Gardiner said recent contract-renewal trends had improved as the business moved beyond the 2020 and 2021 vintages, when the mortgage market was about three times its current size. He expects the renewal trend to continue improving next year despite the rate backdrop, but said ICE would provide formal 2027 guidance when it reports fourth-quarter results in January or February.