JKHY · 10-Q · 2026Q3 · Full report

Debt and Liquidity Position

JACK HENRY & ASSOCIATES INC · 2026-11-06 · Importance 51 · Surprise 64 · From source text

Outstanding borrowings under the company’s revolving credit facility were $85 million at September 30, 2026, up from $40 million at June 30, 2026.,The five-year unsecured revolving credit agreement permits borrowings up to $1 billion and terminates on March 25, 2031.,The company repaid $143 million and borrowed $188 million under credit facilities during the first three months of fiscal 2027, and reported compliance with all credit-agreement financial covenants at quarter-end.

Key facts

• JACK HENRY & ASSOCIATES INC entered a five-year unsecured revolving credit agreement on March 25, 2026, allowing borrowings up to $1,000,000; the agreement terminates March 25, 2031. source
• JACK HENRY & ASSOCIATES INC used $72,632 in financing activities in the first three months of fiscal 2027, including $143,000 of credit-facility repayments, $70,903 for treasury stock, and $42,768 in dividends; $188,000 of credit-facility borrowings partly offset these cash uses. source
• JACK HENRY & ASSOCIATES INC was in compliance with all financial covenants under its credit agreement at September 30, 2026, and had $85,000 outstanding under the facility, compared with $40,000 at June 30, 2026. source
• JACK HENRY & ASSOCIATES INC's cash and cash equivalents increased to $25,356 at September 30, 2026, from $12,056 at June 30, 2026. source
• JACK HENRY & ASSOCIATES INC's $50,000 unsecured committed revolving line of credit, entered into July 18, 2025, expired July 17, 2026; it had no balance outstanding at June 30, 2026. source

Impact estimates