JPM · 8-K · 20261013PR065616
Guidance / Outlook
JPMORGAN CHASE & CO · 2026-10-13 · Importance 75 · Surprise 60 · In source text
JPMorgan’s 2026 outlook implies approximately $97.2 billion of net interest income excluding Markets and approximately $106.2 billion of total net interest income. Fourth-quarter 2026 outlook amounts are approximately $25.5 billion for net interest income excluding Markets, approximately $28 billion for total net interest income, and approximately $27.5 billion for adjusted expense. Management’s preliminary 2027 central case indicates approximately $108.6 billion of adjusted expense, and the outlook assumes a Card Services net charge-off rate of approximately 3.2%.
Key facts
- Excluding a significant item, 3Q26 net income was $15.8B, EPS was $5.75 and ROTCE was 21% source
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| net_income | positive | realized | — | Excluding a significant item, 3Q26 net income was $15.8B, EPS was $5.75 and ROTCE was 21% |