JPM · 10-Q · 2026Q1 · Full report

Lending-related Commitments Excluded

JPMORGAN CHASE & CO · 2026-05-01 · Importance 79 · Surprise 66

At March 31, 2026 the Firm excluded $1.2 trillion of credit-card related lending commitments from the allowance for lending-related commitments, compared with $1.0 trillion excluded at March 31, 2025. The Firm also excluded $21.9 billion and $48.7 billion of lending-related commitments from the consumer (excluding credit card) and wholesale segments, respectively, at March 31, 2026. Total lending-related commitments presented were $24,367 million (consumer), $23,759 million (credit card) and $556,197 million (wholesale) in the schedule, with significantly larger not‑subject‑to‑allowance commitments noted in the footnote. The allowance for lending-related commitments is recorded in accounts payable and other liabilities on the Consolidated balance sheets.

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