JPM · 10-Q · 2026Q1 · Full report

Capital planning and stress testing

JPMORGAN CHASE & CO · 2026-05-01 · Importance 67 · Surprise 6

On April 6, 2026, JPMorgan Chase submitted its 2026 Capital Plan to the Federal Reserve under the CCAR process and expects the Fed to disclose summary stress test results by June 30, 2026. The Firm noted its current SCB requirement is 2.5% and will remain in effect through September 30, 2027, and its Standardized CET1 capital ratio requirement including buffers was 11.5% as of March 31, 2026. Management continues to monitor proposed regulatory changes to the SCB requirement and stress testing framework as part of capital planning. Referenced regulatory developments and historical CCAR discussion are provided in the 2025 Form 10-K.