JPM · 10-Q · 2026Q2 · Full report

Payments and Deposit Growth

JPMORGAN CHASE & CO · 2026-08-06 · Importance 68 · Surprise 40 · No source text

CCB average deposits increased 3% year over year to $1.09 trillion in the second quarter and to $1.09 trillion for the first half of 2026. CCB total payments transaction volume increased to $1.9 trillion in the quarter and $3.7 trillion year to date, while debit and credit card sales volume increased 10% to $535.8 billion in the quarter and 9% to $1.02 trillion year to date. CIB Payments revenue increased 12% to $5.3 billion in the second quarter and to $10.4 billion in the first half, driven by higher average deposits and fee growth. CIB average client deposits and other third-party liabilities increased 11% to $1.21 trillion in the quarter and 12% to $1.19 trillion year to date.

Key facts

• Average deposits for Banking & Wealth Management in the three months ended June 30, 2026: $1,078.4 billion. source
• Debit and credit card sales volume for the three months ended June 30, 2026: $535.8 billion, up from $487.2 billion in prior year period. source
• Total payments transaction volume for the three months ended June 30, 2026: $1.9 trillion, up from $1.8 trillion in prior year period. source
• Lending-related fees — three months ended June 30, 2026: $1,164 million; Deposit-related fees: $1,902 million; Total lending- and deposit-related fees: $2,511 million. source
• CCB: Average deposits up 3% year-over-year and up 2% quarter-over-quarter; client investment assets up 21% (Q2 2026) source
• Card income was $1,348 million for the three months ended June 30, 2026 and $1,344 million for the three months ended June 30, 2025. source

Impact estimates