JPM · 10-Q · 2026Q2 · Full report

Loans and Deposits

JPMORGAN CHASE & CO · 2026-08-06 · Importance 54 · Surprise 40 · In source text

Firmwide average loans increased 10% year over year to approximately $1.5 trillion, driven primarily by higher CIB and AWM balances. Period-end loans increased to $1.54 trillion at June 30, 2026 from $1.49 trillion at December 31, 2025, led by securities-based lending in AWM and wholesale loans in CIB. Average deposits increased 7% year over year to $2.7 trillion, while period-end deposits rose to $2.71 trillion from $2.56 trillion at year-end. Deposit growth reflected Payments and Securities Services inflows, new CCB and Corporate accounts, and higher AWM account balances, partly offset by seasonal AWM tax outflows.

Key facts

• Loans, net of allowance for loan losses carrying value was $1,453.4 billion with total estimated fair value $1,460.0 billion at June 30, 2026 (compared with carrying value $1,397.0 billion and total estimated fair value $1,403.8 billion at December 31, 2025). source
• Total loans at June 30, 2026: $1,542,462 million; at December 31, 2025: $1,493,429 million. source
• Average retained loans for the three months ended June 30, 2026: 1,435,638 million; for the three months ended June 30, 2025: 1,321,430 million. source
• Loans were $1,542,462 million at June 30, 2026 (included $62,889 at fair value) and $1,493,429 million at December 31, 2025 (included $70,684 at fair value). source
• Loans, net of allowance for loan losses, were $1,516,310 million at June 30, 2026 and $1,467,664 million at December 31, 2025. source
• Receivables from customers at June 30, 2026: $82,203 million; at December 31, 2025: $47,336 million. source
• Loans as of June 30, 2026: $1,542,462 million (average loans $1.5 trillion were up 10% year-over-year) source
• Total credit provided and capital raised in the first six months of 2026: approximately $1.9 trillion (including loans and commitments) source

Impact estimates