JPM · 10-Q · 2026Q2 · Full report

Wholesale Lending Demand

JPMORGAN CHASE & CO · 2026-08-06 · Importance 54 · Surprise 40 · In source text

Firmwide average loans increased 10% year over year to approximately $1.5 trillion, predominantly driven by higher CIB and AWM loans. Average Banking & Payments loans in CIB increased 13% year over year and 5% sequentially, while AWM average loans increased 18% year over year and 6% sequentially. Period-end loans rose to $1.54 trillion from $1.49 trillion at December 31, 2025, reflecting higher wholesale loans in CIB due to higher client demand and higher securities-based lending in AWM due to higher client demand. JPMorgan provided or renewed approximately $1.7 trillion of credit and capital for corporations and non-U.S. government entities during the first six months of 2026.

Key facts

• As of June 30, 2026, lending-related commitments increased by $26.8 billion, driven by higher commitments in CIB. source
• Wholesale lending-related commitments at June 30, 2026: $622,766 million; at December 31, 2025: $595,954 million. source
• Credit and capital for corporations and non-U.S. government entities in first six months of 2026: approximately $1.7 trillion source
• Credit and capital for nonprofit and U.S. government entities in first six months of 2026: approximately $52 billion source
• CIB: Average Banking & Payments loans up 13% YoY and up 5% QoQ; average client deposits up 11% YoY and up 3% QoQ (Q2 2026) source

Impact estimates