JPM · 10-Q · 2026Q2 · Full report

Consumer Banking Performance

JPMORGAN CHASE & CO · 2026-08-06 · Importance 49 · Surprise 32

CCB managed net revenue increased 8% year over year to $20.3 billion in the second quarter and 7% to $39.8 billion in the first half of 2026. First-half CCB net interest income increased 5% to $29.8 billion, while noninterest revenue increased 16% to $10.0 billion because of higher auto operating lease income, asset management fees, deposit-related fees and transaction volume. CCB noninterest expense increased 13% to $11.1 billion in the quarter and 12% to $22.1 billion year to date, driven by marketing and technology investment, higher auto lease depreciation, legal expense and compensation for advisors and bankers. Card Services and Auto revenue increased to $15.5 billion and $2.5 billion, respectively, in the first half, while Card Services loans increased 7% to $249.8 billion at June 30, 2026.

Key facts