JPM · 10-Q · 2026Q2 · Full report

Stress Test Capital Requirements

JPMORGAN CHASE & CO · 2026-08-06 · Importance 17 · Surprise 24

In October 2025, the Federal Reserve proposed greater transparency and public accountability for annual supervisory stress tests, including public comment on comprehensive models, scenarios and material changes. The Federal Reserve issued the final 2026 scenarios in February 2026 and stated that Stress Capital Buffer requirements for large banks, including JPMorgan, would remain at current levels through September 30, 2027. New requirements will be calculated in 2027 using revised models incorporating public feedback. JPMorgan’s current SCB requirement is 2.5%, and its Standardized CET1 requirement including regulatory buffers was 11.5% as of June 30, 2026.

Key facts