MA · 8-K · 20260730PR000081

FX / Currency Headwinds

Mastercard Inc · 2026-07-30 · Importance 15 · Surprise 14

Mastercard reported second-quarter 2026 net revenue growth of 14% on a reported basis versus 12% on a currency-neutral basis, indicating a two-percentage-point currency effect. For the six months ended June 30, 2026, revenue increased 15% as reported versus 12% currency-neutral, while adjusted net income growth was 19% as reported versus 15% currency-neutral. Mastercard attributes the currency-neutral adjustment to translational and transactional foreign-exchange effects and related gains and losses on designated cash-flow hedging instruments.