MA · News · 20260909N
Agentic Commerce Standards
Mastercard Inc · 2026-09-09 · Importance 28 · Surprise 42 · In source text
Mastercard, Visa, and China-based Ant International began developing a Know-Your-Agent interoperability framework for AI-agent payments. The framework is intended to identify and verify AI agents acting on behalf of consumers and support trust, authentication, and interoperability across payment networks. The companies estimate that AI agents could handle $3 trillion to $5 trillion of consumer commerce by 2030, indicating a potentially material long-term payments opportunity.
Key facts
- The companies (Ant International, Visa and Mastercard) expect AI agents to handle $3 trillion to $5 trillion in consumer commerce by 2030. source
- Ant International is partnering with Visa and Mastercard on standards for AI-agent payments. source
- Ant International, Mastercard, and Visa have begun collaboration on a Know-Your-Agent (KYA) interoperability framework. source
- Ant International, Mastercard and Visa have launched an initiative to develop common standards to identify and verify AI agents that can make purchases on behalf of users. source
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| revenue | positive | contingent | — | The companies (Ant International, Visa and Mastercard) expect AI agents to handle $3 trillion to $5 trillion in consumer commerce by 2030. |
| revenue | positive | probable | — | Ant International, Mastercard and Visa have launched an initiative to develop common standards to identify and verify AI agents that can… |