MA · News · 20261106N
Revenue Performance and Mix
Mastercard Inc · 2026-11-06 · Importance 54 · Surprise 40 · No source text
In Q3 2026, Mastercard net revenue rose 14% year over year to $9.81 billion, 1.8% above the Zacks Consensus Estimate. Adjusted earnings increased 21.2% year over year to $5.31 per share, versus the $5.14 consensus estimate. Adjusted operating income grew 15% to $5.94 billion, and adjusted operating margin expanded 70 basis points to 60.5%. The services business grew 19% and outpaced the payments network, while customer incentives were reported to be climbing without a quantified amount.
Key facts
- Mastercard's net revenues advanced 14% to $9.81 billion, topping expectations by 1.8%. source
- Mastercard's adjusted operating income increased 15% to $5.94 billion, while its adjusted operating margin expanded 70 basis points to 60.5%. source
- Mastercard's adjusted earnings rose 21.2% year over year to $5.31 per share, beating the Zacks Consensus Estimate of $5.14 by 3.3%. source
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| revenue | positive | realized | +12.3% | Mastercard's net revenues advanced 14% to $9.81 billion, topping expectations by 1.8%. |
| operating_income | positive | realized | +7.9% | Mastercard's adjusted operating income increased 15% to $5.94 billion, while its adjusted operating margin expanded 70 basis points to… |
| margin | positive | realized | +0.7% | Mastercard's adjusted operating income increased 15% to $5.94 billion, while its adjusted operating margin expanded 70 basis points to… |