MA · 10-Q · 2026Q2 · Full report
Litigation and Legal Risk
Mastercard Inc · 2026-07-30 · Importance 40 · Surprise 42 · In source text
Mastercard recorded $82 million of litigation provisions in both the three and six months ended June 30, 2026, including a legal provision related to ATM non-discrimination rule surcharge complaints. The amount also reflected a change in estimate for claims by merchants that opted out of the U.S. merchant class litigation and provisions for other legal matters. The company recorded $247 million of litigation provisions in the first six months of 2025, so the 2026 provision declined 67% year over year, while legal settlements also reduced operating cash flow.
Key facts
- Recorded litigation charges of $82 million in the three and six months ended June 30, 2026 ($59 million after tax, or $0.07 per diluted share) source
- Provision for litigation decreased by 67% in the six months ended June 30, 2026 versus comparable period in 2025 (provision for litigation component: (67)%) source
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| operating_income | negative | realized | -0.9% | Recorded litigation charges of $82 million in the three and six months ended June 30, 2026 ($59 million after tax, or $0.07 per diluted… |
| net_income | negative | realized | -0.6% | Recorded litigation charges of $82 million in the three and six months ended June 30, 2026 ($59 million after tax, or $0.07 per diluted… |
| operating_income | positive | realized | — | Provision for litigation decreased by 67% in the six months ended June 30, 2026 versus comparable period in 2025 (provision for litigation… |