MMC · News · 20261001N

Market Demand Trends

MMC · 2026-10-01 · Importance 17 · Surprise 24

The cyber insurance market is tightening qualification standards for small and midsized businesses as AI-powered attacks and increased targeting of SMBs raise underwriting concerns. Insurers increasingly require technical evidence and real-time validation of cybersecurity controls instead of relying on self-reported checklists. Cyber coverage is also becoming more integrated with managed IT services, while AI governance is emerging as a key underwriting consideration affecting coverage access and premium levels.