MS · News · 20261020N

Workplace Benefits Demand

MORGAN STANLEY · 2026-10-20 · Importance 42 · Surprise 64

Morgan Stanley’s 2026 Retirement Plan Survey found that defined-contribution plans are now tied with healthcare as employees’ most valued workplace benefit. The perceived value of 401(k) plans has doubled since 2024, while plan sponsors are prioritizing participant understanding, retirement readiness, and personalized engagement. The findings indicate stronger demand for workplace retirement-plan education and engagement services as more Americans approach retirement.

Key facts

• The perceived value of 401(k)s rose +2x since 2024, according to Morgan Stanley's 2026 Retirement Plan Survey reporting. source
• Morgan Stanley released findings from its 2026 Retirement Plan Survey showing plan sponsors now believe defined contribution (DC) plans have become employees' most valued workplace benefit, tied only with healthcare. source