PAYC · 8-K · 20260805PR335105

Liquidity and Debt Position

Paycom Software, Inc. · 2026-08-05 · Importance 89 · Surprise 82 · No source text

Cash and cash equivalents were $198.0 million at June 30, 2026, down from $370.0 million at December 31, 2025. Paycom had $900.0 million of long-term debt at June 30, 2026, compared with no long-term debt at year-end 2025. The company paid $8.1 million of debt issuance costs and recorded $10.5 million of second-quarter interest expense versus $0.8 million in the prior-year quarter. Funds held for clients were $3.006 billion, matched by a $3.006 billion client funds obligation.

Key facts

Impact estimates

metricdirectionstageexpectedbasis
assetsnegativerealized-46.1%Total assets as of June 30, 2026: $5,202.4 million, compared to $7,598.7 million as of December 31, 2025.
liabilitynegativerealized-41.0%Client funds obligation as of June 30, 2026: $3,005.8 million compared to $5,137.0 million as of December 31, 2025.
assetsnegativerealized-41.0%Funds held for clients as of June 30, 2026: $3,006.1 million compared to $5,137.0 million as of December 31, 2025.
liabilitypositiverealized+23.8%Total liabilities as of June 30, 2026: $4,630.9 million, compared to $5,867.2 million as of December 31, 2025.
liabilitynegativerealized-17.3%Long-term debt as of June 30, 2026: $900.0 million (none as of December 31, 2025).
cashnegativerealized-3.3%Cash and cash equivalents as of June 30, 2026: $198.0 million, compared to $370.0 million as of December 31, 2025.