PGR · 8-K · 20260715PR000262

Market Demand Trends

PROGRESSIVE CORP/OH/ · 2026-07-15 · Importance 54 · Surprise 40

Policies in force increased 7% year over year to 40.1 million at June 30, 2026, led by Personal Lines growth of 8% to 38.9 million policies. Direct auto policies grew 10% to 16.7 million, while agency auto policies increased 8% to 11.2 million and special lines policies rose 7% to 7.3 million. Year-to-date net premiums earned increased 12% in Direct auto to $20.6 billion, while Property was flat and Commercial Lines declined 3% to $5.3 billion, indicating stronger consumer-auto demand than commercial and property demand.

Key facts

• June 30, 2026 policies in force growth - Total: 7% vs 2025 source
• June 30, 2026 policies in force - Agency auto: 11,211 thousand source
• June 30, 2026 policies in force - Direct auto: 16,721 thousand source
• June 30, 2026 total Personal Lines policies in force: 38,860 thousand source
• June 30, 2026 total policies in force: 40,086 thousand source