PGR · 8-K · 20260715PR000262

Revenue Performance and Mix

PROGRESSIVE CORP/OH/ · 2026-07-15 · Importance 42 · Surprise 14 · No source text

Second-quarter net premiums earned increased 6% year over year to $21.573 billion, while net premiums written rose 5% to $21.077 billion. Year-to-date Personal Lines net premiums earned increased 9% to $37.264 billion, driven by Direct auto growth of 12% to $20.605 billion and Agency auto growth of 5% to $15.112 billion. Property net premiums earned were flat at $1.547 billion, while Commercial Lines declined 3% to $5.274 billion. Companywide year-to-date total revenues increased 8% to $45.797 billion, including $1.896 billion of investment income and $484 million of realized security gains.

Key facts

• Quarter 2026 total pretax net realized gains (losses) on securities: $604 million source
• June 2026 net premiums written: $6,772 million source
• June 2025 net premiums written: $6,605 million source
• June 2026 net premiums earned: $7,100 million source
• Quarter 2026 net premiums written: $21,077 million source
• Quarter 2026 net premiums earned: $21,573 million source
• Year-to-date 2026 net premiums written: $44,718 million source
• Year-to-date 2026 net premiums earned: $42,541 million source

Impact estimates