PGR · 8-K · 20260819PR000315

Revenue Performance and Mix

PROGRESSIVE CORP/OH/ · 2026-08-19 · Importance 42 · Surprise 14 · From source text

July net premiums written increased 5% year over year to $7,441 million, while net premiums earned rose 5% to $7,355 million. Personal Lines generated $6,684 million of July net premiums written, including $3,761 million from Direct auto, $2,636 million from Agency auto, and $287 million from Property. Commercial Lines net premiums written increased 7% to $756 million, but net premiums earned declined 1% to $918 million. Year-to-date net premiums earned increased 7% to $49,896 million, led by 12% growth in Direct auto and 8% growth in total Personal Lines.

Key facts

• Net premiums earned for July 2026 by channel: Agency $2,605 million, Direct $3,564 million, Property $266 million, Total Personal Lines $6,435 million, Commercial Business $918 million, Company total $7,355 million source
• Year-to-date (through July 31, 2026) Net Premiums Written by channel: Agency $18,118 million, Direct $24,944 million, Property $1,836 million, Total Personal Lines $44,898 million, Commercial Business $7,254 million, Company total $52,159 million source
• Net premiums written for July 2026: $7,441 million, change vs 2025: 5% source
• Net premiums earned for July 2026: $7,355 million, change vs 2025: 5% source
• Total revenues for July 2026: $7,798 million source
• Year-to-date net premiums written as of July 31, 2026: $52,159 million, 2025: $49,339 million source
• Year-to-date net premiums earned as of July 31, 2026: $49,896 million, 2025: $46,705 million source
• The company plans to release August results on Friday, September 18, 2026, before the market opens source

Impact estimates