PGR · 8-K · 20260819PR000315

Commercial Auto Demand Trends

PROGRESSIVE CORP/OH/ · 2026-08-19 · Importance 37 · Surprise 32

Commercial Lines policies in force increased 4% year over year to 1.236 million at July 31, 2026. July Commercial Lines net premiums written grew 7% to $756 million, but net premiums earned declined 1% to $918 million, suggesting current-period underwriting growth had not yet fully converted into earned premium. For the year to date, Commercial Lines net premiums written rose 4% to $7.254 billion while net premiums earned fell 3% to $6.192 billion.

Key facts