PGR · 8-K · 20260918PR000322

Revenue Performance and Mix

PROGRESSIVE CORP/OH/ · 2026-09-18 · Importance 42 · Surprise 14 · No source text

August net premiums written increased 6% year over year to $7,605 million, while net premiums earned increased 5% to $7,354 million. Personal Lines generated $6,723 million of written premiums, up 5%, and Commercial Lines generated $880 million, up 13%. Within Personal Lines, Direct auto written premiums increased 6% to $3,744 million, while Agency auto increased 3% to $2,675 million and Property increased 6% to $304 million. Year-to-date net premiums earned increased 7% to $57,250 million, led by Direct auto growth of 11% and Personal Lines total growth of 8%, while Commercial Lines declined 3%.

Key facts

Impact estimates

metricdirectionstageexpectedbasis
revenuepositiverealized+17.0%Year-to-date % growth in net premiums earned through August 31, 2026: Agency 5%, Direct 11%, Property 0%, Company total 7%.
revenuepositiverealized—Net premiums written for August 2026: $7,605 million, 6% change vs. August 2025.
revenuepositiverealized—Net premiums earned for August 2026: $7,354 million, 5% change vs. August 2025.