PGR · 8-K · 20260918PR000322
Revenue Performance and Mix
PROGRESSIVE CORP/OH/ · 2026-09-18 · Importance 42 · Surprise 14 · No source text
August net premiums written increased 6% year over year to $7,605 million, while net premiums earned increased 5% to $7,354 million. Personal Lines generated $6,723 million of written premiums, up 5%, and Commercial Lines generated $880 million, up 13%. Within Personal Lines, Direct auto written premiums increased 6% to $3,744 million, while Agency auto increased 3% to $2,675 million and Property increased 6% to $304 million. Year-to-date net premiums earned increased 7% to $57,250 million, led by Direct auto growth of 11% and Personal Lines total growth of 8%, while Commercial Lines declined 3%.
Key facts
- Net premiums written for August 2026: $7,605 million, 6% change vs. August 2025. source
- Net premiums earned for August 2026: $7,354 million, 5% change vs. August 2025. source
- Year-to-date % growth in net premiums earned through August 31, 2026: Agency 5%, Direct 11%, Property 0%, Company total 7%. source
- Company stated it will release September results on Wednesday, October 14, 2026, before the market opens. source
- Net premiums written year-to-date through August 31, 2026: $59,764 million. source
- Net premiums earned year-to-date through August 31, 2026: $57,250 million. source
- Total revenues for August 2026: $7,960 million. source
- Year-to-date net premiums earned through August 31, 2026 by segment: Agency $20,311 million, Direct $27,731 million, Property $2,081 million, Company total $57,250 million. source
Impact estimates
| metric | direction | stage | expected | basis |
|---|---|---|---|---|
| revenue | positive | realized | +17.0% | Year-to-date % growth in net premiums earned through August 31, 2026: Agency 5%, Direct 11%, Property 0%, Company total 7%. |
| revenue | positive | realized | — | Net premiums written for August 2026: $7,605 million, 6% change vs. August 2025. |
| revenue | positive | realized | — | Net premiums earned for August 2026: $7,354 million, 5% change vs. August 2025. |